Services
Everything retirementneeds, in one place
Four pillars, each designed around your household. If you are not sure where to start, that is exactly what the first call is for.
Annuities
Income that keeps arriving after you stop working, whatever the market does.
Fixed-rate MYGA
A guaranteed rate that can beat a CD, with tax deferred until you withdraw.
Index annuity
Interest linked to an index in up years, and 0% instead of a loss in down years.
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Lifetime income
Fill the gap Social Security leaves, every month, for as long as you live.
Immediate annuity (SPIA)
Place a lump sum, and income can start as soon as next month, for life.
Types of annuities
Sorted by when it pays, what it’s for and how interest is credited.
Annuity buying guide
Goal, comparison, conditions, decision: four steps, in order.
Long-term care
Plan ahead so the cost of care never lands on your children.
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Long-term care basics
Plan now, so that when care is needed the cost does not fall on your family.
Types of LTC plans
Five shapes, from traditional to asset-based. Your health and budget decide which are open to you.
LTC checklist
Elimination period, inflation protection, how it pays. Check these first and the outcome changes.
Life insurance
Protection for the people you love, plus living benefits and critical illness cover.
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Life insurance basics
Protection for the people you love, plus benefits you can use while living and money toward retirement.
Living benefits
Draw on part of your death benefit early when serious illness arrives. While you’re living, for you.
Cancer & critical illness
A lump sum on diagnosis to cover lost income and medical bills, with no limit on how you spend it.
401(k) & IRA rollovers
Bring scattered retirement accounts into one place, with taxes and fees checked.
신현인 Sam Shin
Retirement planning specialist · I call you back myself
Book a free call
Leave your name and number and I will get back to you personally.
A call back within one business day
In English or Korean, at a time that suits you.
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Carriers compared side by side
The terms on one page, sent to you by email.
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Free, with no obligation
Tell me you are not interested and I will stop.
Looked after long after you sign
I reach out before maturities and renewals.
Prefer to talk now? (213) 507-2224